16 years. 120+ banks. One activist campaign.

"BIMIZCI" consists of four affiliated parties acting together: BIMIZCI Fund LLC, ZimCal Asset Management LLC ("ZimCal"), Warnke Investments LLC ("Warnke"), and Stephen Hodges. BIMIZCI Fund LLC was the nominating stockholder of record for the 2026 Annual Meeting and is managed by ZimCal. Warnke is managed by BIMIZCI Fund LLC. ZimCal and Mr. Hodges are deemed to beneficially own all securities held by the parties.

ZimCal was founded in 2015. It is managed by Stephen Hodges. ZimCal is an alternative investment firm primarily focused on niche, illiquid and complex credit investment opportunities and, on occasion, common and preferred equity. ZimCal partners with both healthy and distressed borrowers or issuers, and provides customized solutions that meet their unique needs and circumstances. Over the last 16 years, Stephen Hodges, the Founder of ZimCal has developed a specialization investing in FDIC-insured institutions and has partnered with over 120 banks through investments on both sides of the balance sheet. ZimCal has developed a deep network in the banking industry and fully understands the banking regulatory environment. ZimCal usually works in collaboration with bank leadership teams if required, but on very rare occasions, must insert itself more forcefully if leadership is underwhelming and threatens to undermine ZimCal's investments. ZimCal prides itself on performing extensive, rigorous financial analysis and research to fully understand the risks of any investment. Mr. Hodges founded ZimCal after working for 12 years in banking and credit investing. In his 16-year investing career, Mr. Hodges has only once been an activist or publicly advocated for change at a company in which he has been invested.